For most products, we use daily balances to calculate the average beginning day balance for such investment and annuity products.

(b) Qualifying personal investments include balances in investment and annuity products offered through JPMorgan Chase & Co.(a) Qualifying personal deposits include up to nine Chase Private Client Checking accounts, Chase High School Checking℠ accounts, Chase First Checking℠ accounts, personal Chase savings accounts (excluding Chase Premier Savings℠), CDs, certain Chase Retirement CDs, or certain Chase Retirement Money Market accounts.After that the Monthly Service Fee will apply unless you meet one of the ways to avoid the Monthly Service Fee each statement period (if applicable). New and converted accounts will not be charged a Monthly Service Fee for at least the first two statement periods. There is a $35 Monthly Service Fee for Chase Private Client Checking OR $0 when you have at least one of the following each statement period: an average beginning day balance of $150,000 or more in any combination of this account and linked qualifying (a) deposits / (b) investments OR, a linked Chase Platinum Business Checking℠ account.